Legal

Terms of Use

ContractorInsuranceService · Last updated October 21, 2026

These terms govern your use of contractorinsuranceservice.com, operated by ContractorInsuranceService. By using this site you accept them. If you do not accept them, do not use the site.

What this site is

This site is a lead generation service. It is not an insurance company, insurance agency, or brokerage. We do not sell insurance, bind coverage, or advise on insurance. When you submit a request we pass it to licensed insurance professionals, who contact you directly.

Nothing on this site is an offer of insurance, a binder, or a guarantee that coverage will be issued. Coverage is subject to underwriting review, carrier approval, and the terms of the policy actually issued. A quote is not coverage.

Quote requests

Submitting the form is a request to be contacted. It is not an application for insurance, and it does not create a policy or a broker relationship with us. We forward your request to licensed insurance professionals. Any quote you receive comes from them, not from us.

Availability of coverage, limits, and pricing depend on the licensed professional, the carrier, the state, your trade or property, your loss history, and other underwriting factors. We cannot guarantee that coverage is available for any particular risk, or that a quoted price will be honoured by a carrier.

Consent to contact

By submitting the form you agree to be contacted about your request. If you provide a phone number you authorize calls and text messages at that number, and if you provide an email address you authorize email at that address. Contact may be made using automated technology. Message and data rates may apply and message frequency varies. Reply STOP to opt out of texts or HELP for help. Consent is not a condition of purchase. You may withdraw consent at any time by contacting us.

Your responsibilities

Information you send us

Our handling of personal information is described in our Privacy Policy, which forms part of these terms.

Content and intellectual property

The text, layout, graphics, and logos on this site belong to us or our licensors. You may read, print, and share the content for your own non-commercial purposes. You may not copy it to republish it as your own, or use our marks without permission.

Third party sites

This site may link to other websites, including carriers and business partners. We do not control those sites and are not responsible for their content or their privacy practices.

Accuracy and availability

We work to keep the information on this site accurate and current, including state licensing and insurance requirement summaries. Requirements change, and rules can differ between a state, a county, and a city. The information here is general and is not legal or professional advice. Confirm requirements with the relevant licensing authority, and confirm coverage with the policy documents, before you rely on either.

We do not guarantee that the site will be available without interruption or free of error.

Limitation of liability

To the fullest extent permitted by law, ContractorInsuranceService is not liable for indirect, incidental, special, or consequential losses arising from your use of this site or from reliance on information published on it. Nothing in these terms limits any liability that cannot lawfully be limited.

Governing law

These terms are governed by the laws of the State of California, without regard to conflict of law rules.

Changes to these terms

We may update these terms. The date at the top of this page shows the current version. Continuing to use the site after a change means you accept the updated terms.

Contact us

Magnum Software Services
1155 Sportfisher Dr., Suite 140, Oceanside, CA 92054
Email: info@magnumsoftwareservices.com